IFR - Investing For Retirement

  • The company retirement plans alone will get me to where I need to be
  • I’m using all of the tax-deferred vehicles available to me
  • My income needs in my retirement years are well defined given me income
    needs, life expectancy, investment income, etc.
  • The advice I get is good, independent, and unmotivated by commissions
  • My children’s college education is provided for through tax-friendly
    investment vehicles
  • The retirement plan that I have is tailored for my needs and maximizes the
    employee benefits that I have
  • I’m confident that my pension/401k funds are invested appropriately and in
    best-in-class funds
  • I know that the risk profile in my retirement portfolio is consistent with my
    objectives
  • My insurance coverage’s (long-term care, life, disability, etc) are adequate for
    my needs
  • All of my potential estate issues have been addressed